The solution, apparently, could come in the form of a bank loan.

The Jazz have until the end of the week to match the four-year, $32 million offer sheet that Millsap signed with the Portland Trail Blazers and keep with young power forward in Utah.

The total amount of the offer did not blindside the Jazz , team officials have said. But the tricky part about matching it -- as least from the perspective of a small-market team like the Jazz -- is that Millsap must receive $10.3 million within one week.

Portland's offer mandates an immediate payout of a $5.6 million signing bonus -- the most allowed under NBA collective bargaining agreement rules -- and $4.7 million of his first-year salary.

That's a total of $10.3 million.

Cash.

Right now.

For an owner like Portland's Paul Allen, coming up with that kind of money in a hurry isn't a problem.

Allen is the co-founder of Microsoft who also owns the NFL's Seattle Seahawks and Major League Soccer's Seattle Sounders.

In 2007, Forbes magazine estimated Allen's net worth at $18 billion, making him the 19th wealthiest person in the world.

Although the global economic crisis has hurt Allen -- Forbes estimates he is currently worth a mere $10.5 billion -- he still has enough resources to effortlessly hand Millsap a $10.3 million check.

For Miller, Rigby, O'Connor and the Jazz , such a one-time payout won't be as easy to digest.

So, how do the Jazz come up with $10.3 million in cash, assuming they want to keep Millsap under contract?

Like John Q. Fan and most other NBA teams, the Jazz do not have the money sitting in a desk drawer at Miller's Jordan Commons office or tucked away in a savings account, waiting for the proverbial rainy day.

Instead, Rigby said, the team can easily afford to take out of a short-term bank loan to cover the immediate cost of matching the Blazers' front-loaded offer sheet.

"With companies like the Miller Group, there are cash flow changes all the time," Rigby said. "A lot of our businesses are seasonal -- automotive and entertainment and so forth -- so this isn't anything new.

"For that reason, we have developed strong banking relationships. We have always had a very good line of credit and have been able to count on it when necessary, which is a credit to the Miller family."

For perspective on the size of the loan, consider what $10.3 million will purchase these days:

? 465 Toyota Camry SEs, at the manufacturer's suggested retail price for 2010 models;

? 16,416 round-trip airline tickets on Delta between Salt Lake International and JFK, as of Monday afternoon;

? 20,437 season tickets to the Triple-A Salt Lake Bees;

? 412,000 rounds of golf on public courses in Salt Lake County;

? 6.8 million games of bowling at Karen Pullman's, per a special rate for July, as advertised in The Salt Lake Tribune .

No problem.

According to Rigby, local banks consider loans to the Jazz a good investment, with little risk.

"They are comfortable doing business with us," he said. "So we can handle something like this."

luhm@sltrib.com Millsap's money

? Signs four-year, $32M offer sheet with Blazers.

? Due to get $10.3M within a week.

? Signing bonus is $5.6M, and first year's salary is $4.7M.

? Jazz consider bank loan to meet match Portland's offer.